Simple Steps for a Retirement Portfolio
Start from zero and build a first retirement portfolio you actually understand — what to own, why, and how to leave it alone.
10 lessons
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A nonprofit financial-literacy project
Money knowledge, explained like you’re a person.
Most investing education is written for people who already understand investing. Ours isn’t. We start from zero, define every term the first time we use it, and never pretend that anybody knows what the market will do next.
What we’re here for
Free, and free of strings
No accounts, no email capture, no tracking. Your progress is saved in your own browser and never leaves your device. We have nothing to sell you.
Honest about risk
We do not promise returns or imply the market only goes up. When something is uncertain, or experts disagree, or the answer depends on your situation, we say so.
Written for the excluded
Our readers were not born knowing this. Nobody is. We teach the concept so it works at any bank or broker, and we never talk down to anyone.
Where do I start?
Question 1 of 4
Four quick questions, no right answers. We'll point you at the course that fits where you are — you can always start somewhere else.
Courses
Each course is a sequence of short lessons with a quiz at the end of each one. Start anywhere, go at your own pace.
Stocks: Fundamental Analysis
Judge a company by its business, not its stock chart — read the ratios, estimate what a company is actually worth, and build a plan you can follow.
10 lessons
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Stocks: Technical Analysis
Read price and volume history to spot trends, and turn what you see into written rules for when you buy, when you sell, and how much you risk.
9 lessons
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Income Investing
Build a portfolio that pays you while you hold it — dividend stocks, bonds, REITs, and cash, and how much of each belongs in the mix.
12 lessons
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